Costs to live in mexico are more accessible : Many people wonder about the cost to live in Mexico. Perhaps wishing to travel long time or have an idea about starting a business. Others want to go to Mexico for a more economic life. Some hope to meet with members of his family and find work. Here’s how to budget for living in this country.
For generations, people have traveled and moved to Mexico, partly for financial reasons. Real estate, fresh food, public transport and work were bargains compared to prices in the United States, Canada, Europe and Australia. In recent years, however, prices in Mexico have increased considerably, so some destinations such as Central America, South America and parts of Asia are a better choice. With perseverance, you can still find good prices to live in Mexico.
The cost of living in Mexico depends largely on where you settle. The most expensive places are Puerto Vallarta, San Miguel de Allende, Cuernavaca, Cabo San Lucas and the most elegant colonies Guanajuato, Monterrey, Guadalajara, Queretaro and Mexico City. Colonies expatriates tend to have more bells and whistles, raising prices. The most cheap places are Xalapa, Merida, Irapuato, Aguscalientes, Ajijic and Puebla. In most parts of Mexico, you can find an economic income and a cheap market. In Mexico the places with exotics clime and vegetation, open mind people are Alvardo, Villahermosa, Veracruz, Palenque, Cancun. In general, those living near the border of Mexico and the United States will pay more, these sites are insecure by violence, but if you plan to travel to the US frequently, you will save money on transportation costs.
The cost of living in Mexico is cheap for those coming from the coasts of the United States, but is more expensive to live in a small town in the Midwest. The health care in Mexico is a bargain for US standards, except there is no Medicare coverage. The review of a doctor throughout most of Mexico will cost less than $ 30 without insurance. Fresh fruits and vegetables are very cheap compared to the US, but processed foods are more expensive. For those moving to the temperate regions of Mexico, have little need for heating or air conditioning, so their energy costs decrease. The help at home, as maids, gardeners, cooks and nannies is economical in Mexico. Wages are around US $ 2.50 to US $ 4.50 per hour, depending on the region. If you’re addicted to cheap imports from China, then Mexico will be a surprise for you. Tariffs make the commons the houses are quite expensive. It is cheaper to find items made in Mexico handmade, and are often of better quality.
Moving to Mexico with very little money is a dangerous business. No state social security system. People seeking permanent residence must demonstrate a minimum income, which rises every year. Those who remain in Mexico on tourist visas are asked to cross a border every six months before re-entering the country. Visas and formalities incur annual costs. It is difficult to find work in Mexico as a foreign citizen, unless you want to teach English, as you must demonstrate that you have expertise to do the job that the Mexican applicant does not have. Starting a business in Mexico requires paperwork and licenses, but is feasible and legal. It is also legal to accept payments online working from your home country or to receive your Social Security benefits.
Experienced travelers, expats and winter visitors in Mexico share their views on how to find out if Mexico is accessible and appropriate for you. Recommend to make long runs from regions that interest you. While in Mexico, contact with other members of the expatriate community, and questions about the expenses. You can also visit online forums and groups Yahoo! discussing the cost of living in Mexico.



The baseline is four “lifestyles” based on specific ranges of “living expenses.”  The four lifestyle levels (D – A) with D being the most modest to A with amenities similar to those in your life north of the border, serve as part of the information for decision-making purposes on our “Places to Live” location pages.

Bear in mind, that your cost of living style is a personal selection of choices – you may want more comfort in your home, but not require convenience (city versus country living), more security (total medical insurance coverage versus no medical insurance) – it’s not a black and white process.  First, see the guidelines below, set your priorities and go from there using the forms on our «Budget Form»  page.  All the figures are based on US dollars.

Expense amounts reflect “living” expenses ONLY. They do NOT include health insurance which is highly variable and will have to be configured to meet your individual needs/resources and added into your budget.  They also do not include payments of any kind, including credit cards, mortgages, auto loans, etc.  If your “Transportation Expense” is an automobile, the allowance covers only insurance, maintenance and gas.

The “unexpected” expense allowance can be used as a kind of “Medical Savings Account,” and for that reason, reflects a higher percentage of total expenses in lower net income brackets based on the likelihood that those individuals are more likely to be uninsured.

The table below shows the numbers used as the basis for the column chart above (US dollars):

the minimum monthly income requirements for temporary residency in Mexico has been stated to be closer to $2000 US per month per person or $3000 per month for a married couple.  You CAN still live in Mexico for less than these stated income requirements (as shown on our cost of living chart below) but you may be required to leave and re-enter the country at least every 6 months which allows you 180 days under a tourist or visitante visa.


Level D: Houses or apartments rented in this level are likely to be rather primitive by American standards.  They will not have air-conditioning, and kitchens and bathrooms will be “spartan.”  But, if your landlord uses ground water, the only water expense you will have is for bottled drinking water, and your other utilities will be negligible to low, unless you’re a gourmet cook and in the cocina cooking all the time (which could raise your gas expense to $20 per month).  This level assumes the use of public transportation, minimal entertainment/travel expense and, at most, hired help for only 4 hours each week (maid or gardener).  The Allowance for savings/medical/unexpected expenses (“Allowance”) is between 40-52% of living expenses based on the assumption that no health insurance is carried, and that the “allowance” will be used to cover medical costs.

Level C: In this level, one or two of your bedrooms may have air-conditioners and your bathroom(s) will likely be more modern, but the kitchen will probably have “open” shelving (no cabinets) and a single “tub” sink.  Again, it’s easy to keep utilities to a minimum with a modicum of attention – use the hot water heater and air-conditioners only when necessary, keep lights and appliances turned off unless being used.  In the mid-to-high level of “C,” it would be possible to have and use an automobile of your own provided you are not prone to day-trips several times a week.  You can afford a maid, or gardner (or both), once or twice a week, and the Allowance percent is based upon an assumption of no health insurance or major medical only, and runs from 27-35% of income.

Level B: Things loosen up at this level.  Your two-three bedroom house/condo will definitely have a/c in the bedrooms, and possibly (but, not probably) in common areas, too.  Your bathroom(s) will be modern and large, and the kitchen will likely have some cabinets and a modern sink.  Utilities naturally rise in this environment, but with judicious use can still be kept low.  Expenses for an automobile are covered in this lifestyle level (although, public transportation can be used, too, to help mitigate the expense).  Hired help is covered for several times a week.  And, some medical insurance is assumed at this level, so the Allowance percentage goes down to 23-27%.  There is a more generous allowance for entertainment and travel here, too.

Level A:  Live like the Rockefellers!  Never has so little money gone so far.  You can easily have a home or condo with total air-conditioning.  Your kitchen will have modern appliances (though they may be smaller than you’re used to), your bathrooms (at this level, there will be more than one) and kitchen will be modern and spacious, and you may very well have a pool, or access to one.  Utilities will be higher, but with care can still be kept lower than you pay in the U.S.  A car, travel and entertainment are intregal parts of this lifestyle, as are a maid and/or gardener four to five days a week.  Some type of medical insurance coverage is assumed at this level, so the Allowance is 15-21% of total living expenses.  If you have this much net income each month, you can enjoy a lifestyle in Mexico that compares to that of well-off Americans.


Consultation market prices in Xalapa Veracruz for purchase and rental of houses, apartments and furnished apartments with Real Estate Net Worth in Xalapa.


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